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Diane Hall, Gateway Financial Advisors, Inc, dba Quality Life Insurance, is an Investment Advisor Representative with RIA Smarter Financial Solutions, LLC registered with the State(s) of Arizona and Texas. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold, or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or the completeness of, any description of securities, markets, or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. Please contact us at (210) 757-4522 if there is any change in your financial situation, needs, goals, or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from Gateway Financial Advisors with the account statement from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, www.gatewaytex.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.

Diane Hall, Gateway Financial Advisors, Inc, dba Quality Life Insurance, is an Investment Advisor Representative with RIA Smarter Financial Solutions, LLC registered with the State(s) of Arizona and Texas. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold, or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or the completeness of, any description of securities, markets, or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. Please contact us at (210) 757-4522 if there is any change in your financial situation, needs, goals, or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from Gateway Financial Advisors with the account statement from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, www.gatewaytex.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.Diane Hall, Gateway Financial Advisors, Inc, dba Quality Life Insurance, is an Investment Advisor Representative with RIA Smarter Financial Solutions, LLC registered with the State(s) of Arizona and Texas. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold, or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or the completeness of, any description of securities, markets, or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. Please contact us at (210) 757-4522 if there is any change in your financial situation, needs, goals, or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from Gateway Financial Advisors with the account statement from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, www.gatewaytex.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.Diane Hall, Gateway Financial Advisors, Inc, dba Quality Life Insurance, is an Investment Advisor Representative with RIA Smarter Financial Solutions, LLC registered with the State(s) of Arizona and Texas. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold, or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or the completeness of, any description of securities, markets, or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. Please contact us at (210) 757-4522 if there is any change in your financial situation, needs, goals, or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from Gateway Financial Advisors with the account statement from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, www.gatewaytex.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis..

ADV 2